Finding A Norman OK Bad Credit Auto Dealer

by | Sep 23, 2016 | Automotive

If you’ve got bad credit in Norman OK, you may think your chances of getting a car or truck slim. While it may take a little more perseverance and research on your part, you can find an auto dealer that will work with you. The trick is to know what you’ve got, what you can afford, and get preapproval.

Tricks To Help

The first step is to determine what your scores are and what your history looks like from a lender’s point of view. You can also use this time to find mistakes and get them corrected, which can improve your score.

Next, you have to take a hard look at your money situation and finances. Are you spending too much on fast food or could you shut off cable for a few months until you get back on your feet? Paying down what debt you have can also help boost your scores.


Even if you plan to get financing from the auto dealer, you can get preapproval for a loan in Norman OK, even with bad credit. However, you may find that the dealership can’t match or negotiate the terms, and can stick with the lender you’ve chosen. Just remember that applying for a loan does count against your score and history, so be careful and only apply for one or two loans.

Go Straight To Dealerships

If you’re too worried about preapproving for multiple loans and hurting your score, you can choose to go directly to the dealership for financing. However, be prepared to pay higher interest rates and not get the best terms. Talk to THE KEY to know more, also visit our Facebook page for more help.

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